PRIVACY POLICY

1. Agreement to Terms

By accessing and using our website, services, or membership programs, you agree to comply with these Terms of Service ("Terms"). If you do not agree, you should not use our services.

2. Membership & Services

Membership access and benefits are subject to approval and payment of applicable fees.We reserve the right to modify, suspend, or discontinue services at any time.

3. User Responsibilities

You agree to provide accurate and truthful information when using our services.You will not engage in any activity that disrupts or harms the website or services.You must not misuse our content, including copying, redistributing, or using it for unauthorized purposes.

4. Payments & Refunds

Payments for membership and services are non-refundable unless otherwise stated.We may offer refunds at our discretion for special circumstances.

5. Intellectual Property

All content, trademarks, and intellectual property on our website and materials are owned by the Association of Excellence. Unauthorized use is prohibited.

6. Limitation of Liability

We are not liable for any indirect, incidental, or consequential damages arising from the use of our services.We do not guarantee specific results from participation in our programs.

7. Termination of Service

We reserve the right to suspend or terminate your access to our services if you violate these Terms.

8. Governing Law

These Terms are governed by the laws of [Insert Jurisdiction]. Any disputes will be handled in the courts of [Insert Location].

9. Contact Us

For any questions regarding these Terms, contact us at [Insert Contact Information].

TERMS OF SERVICE

1. Introduction

The Association of Excellence ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, interact with our services, or become a member of our association.

2. Information We Collect

We collect the following types of information:

Personal Information: Name, email, phone number, billing information, and other details provided voluntarily when signing up for services, applying for membership, or engaging with our content.Usage Data: Information on how you use our website, including IP address, browser type, pages visited, and duration of visits.Cookies and Tracking Technologies: We use cookies and similar technologies to improve user experience and analyze site traffic.

3. How We Use Your Information

We use the collected data to:

Provide and manage our services and membership programs.Improve our website and offerings.Communicate with you about events, opportunities, and updates.Protect against fraud, unauthorized transactions, and security threats.

4. How We Share Your Information

We do not sell, trade, or rent your personal information. However, we may share information with:

Service providers assisting in operations such as payment processing and marketing.Legal authorities if required by law or necessary to protect rights and safety.

5. Security of Your Information

We implement reasonable security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction.

6. Your Privacy Rights

You have the right to access, update, or delete your personal data. You may also opt out of marketing emails at any time.

7. Updates to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.

8. Contact Us

If you have any questions about this Privacy Policy, contact us at [Insert Contact Information].